Congratulations! You’ve decided to buy a car. While the process of buying used cars in tucson is often confusing and frustrating, you can make it easier on yourself by knowing exactly what documents to prepare before going to the dealership.
Drivers license
First, you will need to make sure that your driver’s license is current and valid. You may only operate a vehicle if you are in possession of a valid license or permit (if required for driving privileges). Additionally, the license must be from the same state as the car and from the same country as it.
Insurance card
The first document you need to bring with you is your insurance card. This must be in your name and up to date, as well as belonging to the same insurance company as the used cars in tucson. If it’s not a new car, it needs to have an address that is similar or close enough for them to consider it one of their customers’ addresses (the dealership should be able to tell you what they require).
Utility bill
The utility bill must include your name and address, and it should be less than 3 months old. It should show the current month, not an earlier month or year. You can use a paper bill (not a digital one), but if you do, be sure it’s one that has been mailed to you as opposed to printed at home (and make sure it’s print on demand).
Paycheck stub
If you’re buying a car on your own, it’s important to prove that you have a steady income. You can do this by showing the dealer a paycheck stub or bank statement with your name and address on it. If you don’t have either of these things, ask an employer or government agency for an official letter stating that they’ve been paying you regularly over the past few months. Banks will often issue such letters as well; if you do use one from a bank, make sure that its seal is intact when presenting it in person at the dealership (or via email).
Social security card
You’ll need a Social Security card to apply for a car loan. If you don’t have one yet, you can apply for one at your local Social Security office. To get the ball rolling on that process, you’ll need to be able to prove your identity and citizenship. You can do this by providing:
You will need these documents when applying for an auto loan.
If you’re applying for an auto loan, you’ll need to show proof of income, credit and residence. This can be done by providing the dealership with your W2 forms (or tax returns if self employed), a bank statement showing that you have enough funds in your account to pay the down payment and monthly payments on the loan as well as any other documentation or information requested by them such as a copy of your driver’s license or social security card. You will also need to show proof that you have car insurance before they issue a title on their end.